REDUCE THE OVERWHELM OF BUSINESS
Work less, Achieve More
I can support you and your business in
5 key areas
Broker Best Practice System (Lead to Post Settlement Process/workflow tools)
Focus: Everything needed to run a smooth, overwhelm free & efficient Compliant business.
In conjunction with what your Aggregator offers I provide you with the missing gaps, the tools and support that allows you to build your Solo Broking business without any of the overwhelm usually associated with being in business for yourself. The “Broker Best Practice System” will save you valuable time as instead of learning as you go (as most of us do, often learning from our mistakes), it provides you with all the tools and checklists needed so your fact finding and interviews are structured, your client’s best interests are looked after, you are compliant and also allows for quicker and smoother loan applications with less reworks. Never has such a comprehensive list of questions, calculators, templates and points to consider been compiled and available for Finance Brokers, collated from my 12 years of Broking and finance/compliance knowledge.
Included in the program is:
a. Fact Find/Credit Triage providing you with the relevant questions to ask prospective clients
b. Structured Scenario sheet that covers off what a Lender needs to know. Get the answers you need quicker.
c. A comprehensive list of questions to ask/consider for every type of scenario you may come across.
d. A complete flowchart from first contact to Loan Settlement for your clients to follow the progress of their loan.
e. Documents required checklists plus what to look for on each document. Ensure all your deals are compliant.
f. Lead to Settlement Loan Tracking checklists so you know the loans progress and never miss a client touch point.
g. Various, easy to use Calculators so you are never short of funds for a refinance or can determine the exact loan amounts, quickly taking all known variables into account.
h. Easy to follow Loan application coversheets
Every document in the program can be customised for your own business*
Broker Best Practice System Contents
Broker Calculators & Compliance Folder
Broker Pre-Client Folder
Purchase & Construction Folder
Refinance & Consolidation Folder
Post Settlement Folder
COST: $1,899.00 + GST (one off investment)
* A fee applies to have these items customised to suit your business.
Credit Coach & Accountability Mate
Focus: Time is something you can never get back. Why waste yours researching options or working out who can do what when I can do it for you. This program is also for Brokers wishing to stay on top of their game and keep motivated by having one on one support in their business. You may work for yourself, but you are not by yourself.
Weekly Partnership calls/meets/Zoom sessions to discuss your deals, wins & pain points. You will also have full support with your scenarios, lender policy and loan structuring questions.
a. Scenarios you may have on the go but unsure if it will work or where to place it? Need guidance?
b. Discuss your loans that have been conditionally approved and what the lenders are asking for?
c. Progress of your current plans/goals you have set for yourself and your business?
d. Unlimited contact in between our weekly partnership calls via email, phone and text
e. Access to our Facebook Group – The Solo Broker. Set up to allow us to add the gold that will help you from my 12 years of Broking & business experience along with input from other industry experts. No lender policy and definitely no negativity or lender “whacking”. We are a collaborative group where all questions are welcome.
COST: $299.00 PM incl GST plus one off $99 administration & set up fee.
* A small fee applies to have these items customised to suit your business.
Application Reviews – The Compliant Broker
Focus: This option is invaluable as it allows you to have an experienced “second set of eyes” look over your applications.
This is probably the most beneficial program on offer. Once you have an understanding of what you can do for the client, (maybe having had the support of getting the deal ready via the Broker Best Practice system and Credit Coach/Accountability Mate service*), we top it off by reviewing your loan applications before submission to a Lender. Save future frustration with having a loan review & have any questions or concerns discussed before submission.
*If the Broker Best Practice system and Credit Coach service is chosen
COST: $349.00 PM incl GST plus one off $99 administration & set up fee.
Broker Best Practice Review
Focus: Everything needed to operate a smooth, efficient and compliant Finance Broking business, all with a lot less stress as you know everything is how it should be.
- Back-end systems Process/workflow reviews – where are the gaps?
- Compliance processes/questions, checklist building & implementation
- Training Brokers & Support Staff on Compliance requirements
Review your business in 4 key areas:
1. Pre client
2. Client engagement to loan application signing
3. Loan Submission to Settlement
4. Post Settlement
COST: Dependent on Your Individual Needs
Relationship & Retention - The Top of Mind Broker
Focus: For Time poor Brokers who don’t have time to keep in contact with their existing database and settled clients. It takes 80% more effort to find a new client than it does to look after an existing one, so with us keeping your post settlement activities going smoothly it will allow for your loan book to stay strong, reduce trail run off and keep clients sticky.
ALL post loan activity administration operations such as:
- Posting loan settlement, anniversary & other letters to clients
- Birthday cards
- Referral partner communications
COST: Dependent on Your Individual Needs
Free From Financial Worries Pty Ltd trading as Lending Mate™ ABN 88 134 812 165, Credit Representative 442518 and Peter Ellis, Credit Representative 477174, are authorised under Australian Credit Licence 387025.
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Subject to lenders terms and conditions. Fees and charges and eligibility criteria apply. We recommend that you seek your own independent financial, legal and taxation advice before making an investment decision. We do not provide financial or investment advice.