If the last year or two has taught us one thing it is that life is better enjoyed when it has less stress and pressure involved. Researching finance when buying a home or needing some cashflow relief from your debts should be no different.
We know from 14 years of helping others with their financial needs that it is hard to enjoy life and truly relax when you’re worrying about your future thinking….
- Can I buy my new home?
- Will I ever get my debts under control?
- How do I apply for a loan?
- What will give me the best chances of approval?
- Which lender is right for me as I don’t want my loan declined?
- I need to do something now but haven’t got time to do the research.
This thinking takes a toll on your mental health and wellbeing and can lead to your relationships becoming strained and confidence taking a hit.
The advertising makes it seem so simple, “apply in 5 minutes or click here for an instant answer”– but in reality, the process and results can be vastly different. A cheap rate looks attractive, but do you know what lurks behind the numbers in the terms and conditions? Seriously, why risk a loan being declined when there is so much unknown about home loans!
The loans you usually hear about the most are the ones that suit most people (or the perfect candidates). That’s fine if you fit what they are looking for in a client. But what if your situation is a little bit different and you don’t fit their strict credit access criteria? They won’t even consider you for a loan.